Ford Finance interest rates

[flixden]

Does anybody know what Ford offers these days? Maybe somebody who has picked up a truck lately could chime in?

Thanks!

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[taperk600]

On my 2025 King Ranch I order in December and finally picked up Friday (5/03) ....tier zero was 7.74 % & Tier 1 was 8.34 %. Glad I was tier zero....but still not a great rate.

Lease "Money factor" was 8.01% and residual was way down to 55%. I'm sure these will vary some in different parts of the country.

 

[flixden]

Thanks a lot! Yeah, that's not the greatest rates. I wish they would have never done this employee pricing, but offered some incentives (cash back and/interest rates).

 

[FORDTEXAS]

credit unions and big banks are much lower than what FORD is offering right now..

not much more to say

 

[icetruck]

And if Ford says they will give you a better price if you take the ford financing just refinance it after you get the first statement for the loan. I got extra 1500 off taking their financing at 7.69, just refinanced with the credit union before the first payment for 5.69% and only cost $20 fee, plus retitling which in mystate is $65. THere is no early payoff on ford financing.

Depending on when you refinance you may pay 30 days of interest at 7.69, still worth the extra money off.

 

[Je1279]

My wife purchased a new Bronco last month and we were able to get 5.5% for 60 months through another lender. Ive seen it as low as 5.24% recently.

 

[Truckguy24]

Really seems to depend on the situation. For example, Ford's best rate at the time a few months ago was 5.9% for 72 months. I was able to get a scosch above right from the dealer... which was less than I could get at a credit union. And I got all of the incentives and rebates. The finance manager had looked at all my info and figured I would be right about at the Ford finance special anyways and he was correct.

 

[Buyer2021]

Does anybody know what Ford offers these days? Maybe somebody who has picked up a truck lately could chime in?

Just FYI be aware that offers / rates / terms may vary by region.

If you order from a remote dealer (e.g. Granger Ford) the applicable offers will be those for your residence zip code provided when you place the order, not the location of the dealer.

 

[Highway 11]

Just FYI be aware that offers / rates / terms may vary by region.

I'll say. Rates in Ontario Canada are currently 0% up to 72 months, 1.99% for 84.

 

[Theoutdoorsman]

I bought an f150 XLT the end of January and through the credit union it was 4.7.

 

[powerboatr]

My 24 super duty I bought jan this year
Shopped all over
Rates are dependent in credit score, region etc
I have 835
Usaa had 4.9
But a 30 day grace period on new accounts...had never heard that before
Nav fed Had 7
Ford was 7.9
Redstone was 7.9
Cinch bank Atlanta was 5.9,, (6)
So I put 47k down and took 5.9
If they drop in next few months
Refi is on tap
Wifes explorer....0 for 72
?

 

[EcoB259]

I just got a code from ford for $2500 off truck. Use that and get best deal on interest.

 

[Tommy]

I just bought a 2025 Platinum PB. The Ford rate was 9% and change. I will pay it off as soon as I get the first note.

 

[v8440]

Whoo boy, 9%. Yeah, damn right to pay it off asap. When I bought my '24 rcsb xl this last December I got 2.49% for 84 months through the local credit union. Won't be taking that long to pay it off, but gave me some breathing room while my ram goes through the lemon law process.

 

[powerboatr]

and i used a 2500 cash offer from ford

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