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Ford Bolsters America Commitment with 'Zero, Zero, Zero' Offer

July 8, 2025 Press Release

Momentum matters, and in the past few months we have had plenty of it.

In April, we introduced the Ford Motor Company: From America, For America employee-pricing-for-all campaign, helping make Ford the No. 1 selling brand in America for the first half of the year.

Total sales climbed in the second quarter at a pace of about seven times the overall industry growth rate. Whether a Bronco Sport headed for the lake, an F-150 bound for the jobsite, or a Mustang ready for summer road-trip season, customers responded to the straightforward promise — pay what a Ford employee pays.

Success like that is energizing, but it also gives us something even more valuable: a chance to listen and further improve.

What customers told us

Employee pricing for all was easy to understand and resonated with customers. But we also heard from our Ford and Lincoln dealers that more customers could benefit if we could reduce the upfront, out-of-pocket expense to buy or lease a vehicle.

Many families have seen their savings go toward higher mortgage rates and summer travel costs. They want a new vehicle but also want options that allow them to forgo an upfront down payment.

So, beginning July 8, we’re evolving. The employee pricing for all campaign transitions to the 0-0-0 summer sales event(1). It features zero down payment, zero percent interest for 48 months(2), and zero payments for the first 90 days on most of our Ford and Lincoln vehicles.

It’s the same transparent, easy-to-shop approach for our customers. And for those interested in an electric vehicle, we are extending the Ford Power Promise through Sept. 30.

Why now?

Summer is peak driving season. Families are on the move; students are preparing for the fall; and small-business owners are gearing up for a strong second half. A lower upfront cost lets them get into the vehicle they need today instead of waiting.


We know the cost of ownership also weighs on consumers’ minds. And we’ll provide you with a two-year Ford Protect Premium Maintenance Plan on us. That’ll cover things like oil changes and tire rotations. We know that the average age of a vehicle on U.S. roads today is about 13 years, creating for many customers the need for a new car.

When we say Ford Motor Company: From America, For America, that includes real-world budgets.

We will always adjust when customers tell us there’s a better way to serve them. Our employee-pricing program proved that transparent, national offers resonate.

Our new summer sales campaign program proves that listening never stops.

Conditions:

2025 model year Raptor vehicles, Bronco Sport, Bronco, Expedition, Maverick, Ranger, Transit, Super Duty and Lincoln Navigator are excluded.

2024 model year Raptor vehicles, Maverick, Ranger, Transit (non ICE Cargo/Van), Super Duty (non XL pickups), F-150 Lightning and Mustang Mach-E are excluded.

(1) 0/0/0 = $0 down payment, $0 first-month payment, 0% interest for 48 months and zero payments for 90 days. Tax, title, license, and dealer fees extra. Not all buyers will qualify. Residency restrictions apply. See dealer for details.

(2) Payment shown is the finance-charge-equivalent of 0% APR over 48 months on MSRP after average dealer discount; actual retail installment contracts may vary by dealer and customer qualification.
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Kodiak

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Zero % interest for 48 months is outstanding.

I was lucky enough to get that but for only 36 months when I bought my 2022. I had planned to pay cash as I have been saving for a new truck for years, but with 0% interest I financed and made the payments while I kept that cash in my money market account. Nice!
 

Kanuck

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This is just my thoughts.....

$50k truck / 48 months = $1041.67 per month. Oh wait..90 day no payments. So then $50k / 45 months = $1111.11 per month. That is an extra $70.00 month.

Wow...IMO.....having 4 years of paying over $1100.00 a month payment sucks. And on top of utilities, mortgage and other monthly bills to boot.
 

Buyer2021

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IMO.....having 4 years of paying over $1100.00 a month payment sucks.
IMO.....paying 60+ months of interest on a depreciating asset sucks.

Pick your poison
 

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Dang, I should have waited.
This employee pricing thing messed up my deal, cost me about $5k or so.
Oh well ....
 

Kodiak

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This is just my thoughts.....

$50k truck / 48 months = $1041.67 per month. Oh wait..90 day no payments. So then $50k / 45 months = $1111.11 per month. That is an extra $70.00 month.

Wow...IMO.....having 4 years of paying over $1100.00 a month payment sucks. And on top of utilities, mortgage and other monthly bills to boot.
Certainly not a cheap date. :( Especially for any of the higher models.
 

flixden

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This is just my thoughts.....

$50k truck / 48 months = $1041.67 per month. Oh wait..90 day no payments. So then $50k / 45 months = $1111.11 per month. That is an extra $70.00 month.

Wow...IMO.....having 4 years of paying over $1100.00 a month payment sucks. And on top of utilities, mortgage and other monthly bills to boot.
At 0% interest? Beats paying cash hands down, especially in times when you can get 4% interest in a money market fund or a savings account.
 

National Superbike

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Last summer they had 1.9 for 72. That seems like a better solution for most people. The no payments for 90 days almost seems like desperation- like they know that the average person can't really afford to buy a new vehicle anymore.
 

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flixden

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Meh. I want to see 0% for 72 make a return like in late 2021. Seems it came around every year or two before 2021 but now it’s been 4 years since then
That was during covid though. Interest rates in general were at an all time low. Heck, I got a car loan in 2021 from my local credit union at 0.9%.
And since Ford pays the difference of the going rate to what they offer as an incentive, this would be quite expensive for them. Offering 2.9% right now most likely costs them more than 0% back then, as interest rates are right around 4-5% higher now than what they were in 2021.

But yes, 0% for 6 years would be nice!! :)
 

flixden

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Last summer they had 1.9 for 72. That seems like a better solution for most people. The no payments for 90 days almost seems like desperation- like they know that the average person can't really afford to buy a new vehicle anymore.
Yeah, I agree. No payments for 90 days really seems to be aiming for people that can't afford the new car to begin with. Sad, to some extend.
 

moritzes

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Dang, I should have waited.
This employee pricing thing messed up my deal, cost me about $5k or so.
Oh well ....
Yeah, but don't forget the recent increase in base price, paint, package prices, and delivery fee. My 2025 Lariat is $1370 more MSRP today than it was 1 month ago.
 

flixden

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Yeah, but don't forget the recent increase in base price, paint, package prices, and delivery fee. My 2025 Lariat is $1370 more MSRP today than it was 1 month ago.
Yeah, true, and I did factor that in.
The timing on this truck purchase really worked against me, but hey, it happens. The truck is still great. (y)
 
 







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