crystal ball interest rates 2025

[powerboatr]

anybody seeing any information about rates adjustment in 2025 for 2024 vehicles on dealers lots
not that i am committed, but i have a few possibles that have been lot lizards since sept and might look to trade off the 22 ( with only one covid delete, auto start stop)
but the rates of 6% is still toooo high imo
for is 7% unless you buy an xl or xlt

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[Graygoose2021]

Ford has 5.9% up to 84 now with Tier 1 credit. So depending on duration, it may be lower. Better than Credit Union, they are still 6.9 around here.

 

[Je1279]

My guess is you will see sub 3% rates for remaining 2024's shortly to make room for 2025's.

 

[powerboatr]

Ford has 5.9% up to 84 now with Tier 1 credit. So depending on duration, it may be lower. Better than Credit Union, they are still 6.9 around here.

5.9
i searched on ford credit ..but couldnt find any lower
i need to reach out to my dealer
thanks

 

[Graygoose2021]

Yes 5.9, my 21 is 2.7% and that's when Covid was hard to find a truck. Not sure we will see those any day soon.

 

[Je1279]

Out of curiosity, I looked up the current incentives near me for the 2024 models.

 

[powerboatr]

i saw those
but xl and xlt are a no go for me
and i was looking at 2024 kr superduty or kr pb

 

[Je1279]

i saw those
but xl and xlt are a no go for me
and i was looking at 2024 kr superduty or kr pb

Where did you see the restriction where it only applies to XL's and XLT's?

 

[Larrymoe]

I got mine for .9% for 60mos in September...

 

[Sigma1914]

I would say wait until Ford Truck month in February where they have to move inventory! They give the best interest rates and money off deals everywhere! I’m currently on a 1.9% rate for 72 months AND got over 30K off on my 2023 Rocky Ridge back in February this year because they HAD to try and move them. At the time they had like 8 of them! I told them that I was doing THEM a favor by taking the truck off of their hands! And we made it happen! The truck only had 26 miles on the dash and those were only dealership test drive miles.

 

[Je1279]

I got mine for .9% for 60mos in September...

I got 3.9% for 60 months in March of '23 and thought that was a smoking deal at the time.

 

[Larrymoe]

I got 3.9% for 60 months in March of '23 and thought that was a smoking deal at the time.

I think I'll end up paying a total of $750 in interest. You can't beat it.

 

[Buyer2021]

I hate paying interest on a depreciating asset, it's like a double punch in the gut.

5 months left on my 0%/36mo note, rate was locked in December 2021 for my June 2022 order delivery.

No doubt those days will return, but who knows when!?!?

 

[powerboatr]

Where did you see the restriction where it only applies to XL's and XLT's?

here on superduty its xlt and xl
i wont drop to a xlt , i like my kr interior and 22 speaker too much
so it has to be a smoking good deal,
0% o the 23 explorer is awesome deal we have now
2.9 or 3.9 is my goal
we shall see what happens after the 1st when all the current stuff drops off
my pco exspires 31st, so its sort of a small issue

 

[Larrymoe]

I hate paying interest on a depreciating asset, it's like a double punch in the gut.

5 months left on my 0%/36mo note, rate was locked in December 2021 for my June 2022 order delivery.

No doubt those days will return, but who knows when!?!?

Paying a little bit of interest makes a lot more sense to me than leasing. I've never understood that one.

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