Insurance

[Deleted member 1518]

Has anyone had issues getting their truck insured? I have Progressive. Go to get a quote and a question asks if the vehicle is equipment with 120V electrical or higher. That question prompted an "ineligible for coverage" message. I called in and, after sitting for 20 minutes, had the rep confirm that they can't generate a policy with the onboard generator. They're escalating but I pick the truck up Saturday, so not a lot of time for them to get their ducks in a row.

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[ZWARRIOR]

I had no issues with Geico... weird

 

[mnsunset]

I am going to wager a guess....when they see "onboard generator" it triggers them to think commercial vehicle....Just a guess.....

 

[discothan]

I am going to wager a guess....when they see "onboard generator" it triggers them to think commercial vehicle....Just a guess.....

or some sort of RV

 

[Deleted member 1518]

No clue. Geico has no issues with it.

 

[Sacbone]

Just give them a Vin number and ask for a quote

 

[SFD9]

Don’t basically all the trucks (and others) come with a 400w 120v plug-in?

 

[Deleted member 1518]

Just give them a Vin number and ask for a quote

I did when I called.

 

[Deleted member 1518]

Don’t basically all the trucks (and others) come with a 400w 120v plug-in?

Yeah, that's the part I don't get.

 

[Plat_2021]

Interesting State Farm didn't even ask and this Platinum is cheaper than my 2019 Lariat to insure.

 

[Jim Bandy]

No issues with USAA - I already called them so they are prepared soon as I sign for the truck.

 

[apMechorse]

Got my estimate via Progressive no problem. Only additional questions it asked about were related to automatic braking assist, nothing about power.

 

[2AActuary]

I'm having troubles with Travelers. My agent added it to my policy and I happened to notice that it is a "stated value policy of $42,000" rather than my other cars that are "Actual Cash Value". I pointed this out and he says the VIN is wrong (it's not). I sent him picture of the VIN; as well as my window sticker.

I let him know that the engine is a new option for Ford (Powerboost) and that might be throwing a wrench in Travelers identifying the truck.

I don't like the state value though. My platinum is worth quite a bit more than $42k. (at least for today).

 

[jfdube999]

I'll say this though: my $85k Platinum (CND) was cheaper to insure than my (much cheaper) Ford Escape, for some reason. Oh well! lol

 

[mustanga10]

I'm having troubles with Travelers. My agent added it to my policy and I happened to notice that it is a "stated value policy of $42,000" rather than my other cars that are "Actual Cash Value". I pointed this out and he says the VIN is wrong (it's not). I sent him picture of the VIN; as well as my window sticker.

I let him know that the engine is a new option for Ford (Powerboost) and that might be throwing a wrench in Travelers identifying the truck.

I don't like the state value though. My platinum is worth quite a bit more than $42k. (at least for today).

I just check my traverlers insurance and it says actual cash value.

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