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I'm sure this is very simple and obvious, but not quite understanding tow weight vs payload as it concerns engine stress. I understand that roughly 10% of trailer weight goes to tongue weight and counts against your payload capacity, but is pulling the same weight, say 1k#, whether on a trailer...

New to the forum and to truck stuff in general so please forgive me if these questions are far too basic. I've spent a good amount of time looking through the forums and couldn't quiet get the answer I was looking for. Almost all the payload threads seem to involve towing and tongue weights...